Loans

Mortgages

Home Purchase Loans

Considering the purchase of a home? Alta Alliance Bank's mortgage loan professionals can help you get the house of your dreams by:

Advising you on the home-buying process - such as home shopping, the loan process, and owning a home.
Providing you financing options - to help you select the right loan for your needs.
Calculating your payment - to match your budget and keep you in line with your expenses.
Helping you during the application process - to shop with confidence and to impress sellers.
Keeping you informed of rates and costs - for a specific loan and learning how you can protect it.

Additional disclosures will be provided at account opening.

Home Improvement/Equity Loans

Are you planning to add lasting value to your home? Whether you are a do-it-yourselfer or plan to hire a contractor, Alta Alliance Bank is ready to help you with your project. Our sensible Home Improvement and Home Equity Loans are available for everything from swimming pools and new carpeting to room additions and a new garage. Check out our competitive interest rates and flexible payment plans.

Additional disclosures will be provided at account opening.

Premium EquityLine Plus

Let the equity in your home work for you! Your home ownership can provide you the necessary funds for any worthwhile project with Alta Alliance Bank's Premium EquityLine Plus. Our Premium EquityLine Plus is a convenient revolving line of credit that can:

Provide you an opportunity for valuable tax benefits*
Cover college expenses
Pay for your medical expenses
Fund your new furniture
Allow you to take that dream vacation
Finance your start-up business
Consolidate your bills or
Purchase a new vehicle or RV.

Consult your tax advisor.

Additional disclosures will be provided at account opening.

Over Draft Protection

Protect your personal accounts with ALTA Alliance Bank's Reserve Line and eliminate worries about overdrawing your account.

Our Reserve Line is a revolving line of credit that is attached to your checking account. Funds are automatically transferred from your Reserve Line's available credit limit to your checking account to pay for checks or other items that are larger than your checking account's balance.

Need additional cash in a hurry? You can also initiate advances against your Reserve Line for any amount up to your credit limit to help pay for expected or unexpected expenses. You simply repay the used portion of the loan in full or in monthly installments. You simply repay the amount of the line used in full, or in monthly installments.

There's no need to worry about overdrawn accounts - or overdraft fees - with Alta Alliance Bank's Reserve Line. Please contact one of our loan officers to learn more

Additional disclosures will be provided at account opening.

Secured Loans

Do you need extra cash without disturbing your investments? Alta Alliance Bank's Secured Personal Loans are ideal for savers and investors who need cash for a variety of reasons.

Additional disclosures will be provided at account opening.

Unsecured Loans

An Unsecured Personal Loan from Alta Alliance Bank can save you money on your high- interest credit card balances. It can also help you pay for major purchases, personal expenses, college tuition or an unexpected tax bill, or take that dream vacation --- all at a competitive interest rate.

Additional disclosures will be provided at account opening.