Personal Services - Deposit

Deposit Services

Certificates of Deposit

Alta Certificates of Deposit

Earn interest on Certificates of Deposit with terms of 3, 6, 9, 12, 18, 24 and 36 months. See separate schedule of current rates.

Checking Accounts

Alta Checking Account

Our Alta Checking Account is created for individuals who want to enjoy the convenience of a checking account with unlimited check-writing and deposit features, no charge for tele-banking, and no charge for Internet Banking access.

  • $200.00 Minimum Opening Balance
  • $10.00 Monthly Service Charge
  • Unlimited check writing and deposits
  • No charge for tele-banking
  • No charge for the first 20 bills, $0.50 charge per payment over 20 bills
  • No charge for Six (6) ATM transactions per month
  • Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $1,000 Minimum Daily Balance.

Additional disclosures will be provided at account opening.

Alta Advantage Checking Account

Our Alta Advantage Checking Account allows individuals to earn interest on funds in their checking account and have unlimited check writing and depositing capabilities.

  • $500.00 Minimum Opening Balance
  • $20.00 Monthly Service Fee
  • Unlimited check writing and deposits
  • No charge for tele-banking
  • No charge for the first 20 bills, $0.50 charge per payment over 20 bills
  • No charge for Six (6) ATM transactions per month
  • Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $2,500 Minimum Daily Balance.

Alta Platinum Account

Our Alta Platinum Account provides personal relationship banking with a comprehensive set of services while paying competitive interest and providing easy access to your funds via the Internet sevens days a week, 24 hours a day.

  • $10,000.00 Minimum Opening Balance
  • $25.00 Monthly Service Charge
  • No charge for tele-banking
  • No charge for Internet Banking
  • No charge for Bill Pay
  • No charge for Standard Platinum checks
  • Unlimited ATM and POS transactions
  • ATM withdrawals up to $1,500.00 per day
  • POS limit of $5,000.00 per day
  • No charge for Cashiers Checks
  • Overdraft Protection*
  • Monthly service charge waived for accounts with a $50,000.00 Minimum Daily Balance.
  • Interest paid on tiered balances

* Subject to approval. Excess activity fee may apply.

Savings Accounts

Alta Alliance Prudent Savings Account

Our Prudent Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make six withdrawals per month without a charge, and your account earns a competitive interest rate on all collected balances. Open your Prudent Savings Account with us, maintain the required minimum daily balance, and you'll pay no quarterly service charge.

  • $200.00 Minimum Opening Balance
  • $10.00 Quarterly Service Charge
  • Up to six (6) withdrawals per quarter allowed - $2.00 for each withdrawal in excess of six
  • Quarterly service charge waived for accounts with a $2,500.00 Minimum Daily Balance.

Additional disclosures will be provided at account opening.

Lost or Stolen Card Procedures

If your card is lost or stolen immediately contact our 24 hour Customer Service Card Center at 1-866-450-1402.

Concierge Credit Card

Visa Concierge

We're pleased to introduce our new Concierge Rewards Visa® Credit Card - now with three rewards programs to choose from:

  • 1.25% cash back
  • Travel
  • Merchandise

Plus:

  • 24/7 Concierge Service
  • No Annual Fee
  • 0% fixed APR for 6 months on balance transfers!

Apply today and get a $25 sign up reward.

For more details and to apply now, click here. To learn more, contact a Alta Alliance Bank branch representative at 510.899.7500.

Money Market Accounts

Alta Money Market Account

Our Alta Money Market account provides you with the best of both worlds: convenient access to your money and check-writing capability while you earn competitive interest rates on your balance.

  • $2,500.00 Minimum Opening Balance
  • $10.00 Monthly Service Charge
  • No charge for the first 20, $0.50 charge per payment over 20
  • No charge for Six (6) ATM transactions per month
  • No charge for first order of checks
  • Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $2,500.00 Minimum Daily Balance
  • Up to six (6) withdrawals per month with no more than three (3) by check

Interest paid on tiered balances