Deposit Services

Certificates of Deposit

Alta Certificates of Deposit

Earn interest on Certificates of Deposit with terms of 3, 6, 9, 12, 18, 24 and 36 months. Please let one of our bankers show you our current rates.

Checking Accounts

Additional disclosures will be provided at account opening.

Alta Checking Account

Our Alta Checking Account is created for individuals who want to enjoy the convenience of a checking account with unlimited check-writing and deposit features, and no charge for Online Banking access.

$200.00 Minimum Opening Balance
$10.00 Monthly Service Fee
Unlimited check writing and deposits
No charge for tele-banking
No charge for Six (6) ATM transactions per month
No charge for Online Banking
Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $1,000 Minimum Daily Balance

Alta Advantage Checking Account

Our Alta Advantage Checking Account allows individuals to earn interest on funds in their checking account and have unlimited check writing and depositing capabilities.

$500.00 Minimum Opening Balance
$20.00 Monthly Service Fee
Unlimited check writing and deposits
No charge for tele-banking
No charge for Six (6) ATM transactions per month
Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $2,500 Minimum Daily Balance

Alta Platinum Checking Account

Our Alta Platinum Account provides personal relationship banking with a comprehensive set of services while paying competitive interest and providing easy access to your funds via the Internet sevens days a week, 24 hours a day.

$10,000.00 Minimum Opening Balance
$25.00 Monthly Service Fee
No charge for tele-banking
No charge for Online Banking
No charge for Bill Pay
No charge for Standard Platinum checks
Unlimited ATM and POS transactions
ATM withdrawals up to $1,500.00 per day
POS limit of $5,000.00 per day
No charge for Cashiers Checks
Overdraft Protection*
Monthly service fee waived for accounts with a $50,000.00 Minimum Daily Balance
Interest paid on tiered balances

* Subject to approval. Excess activity fee may apply.

Savings Accounts

Alta Prudent Savings Account

Our Prudent Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make six (6) withdrawals per month without a charge, and your account earns a competitive interest rate on all collected balances. Open your Prudent Savings Account with us, maintain the required minimum daily balance, and you'll pay no service charge.

$200.00 Minimum Opening Balance
$10.00 Monthly Service Fee
Up to six (6) withdrawals per month - $2.00 for each transaction in excess of six (6)
Service fee waived for accounts with a $1,000.00 Minimum Daily Balance

Additional disclosures will be provided at account opening.

Money Market Accounts

Alta Money Market Account

Our Alta Money Market account provides you with the best of both worlds: convenient access to your money and check-writing capability while you earn competitive interest rates on your balance.

$2,500.00 Minimum Opening Balance
$10.00 Monthly Service Fee
No charge for the first 20 bills, $0.50 charge per payment over 20
No charge for Six (6) ATM transactions per month
No charge for first your order of checks
Monthly Service Fee waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $3,000.00 Minimum Daily Balance
Up to six (6) withdrawals per month inclusive of checks
A $25 fee will be assessed for each transaction in excess of six (6) per month

Interest paid on tiered balances

If your card is lost or stolen immediately contact our 24 hour Customer Service Card Center at
1-888-227-2590.