Deposit Services
Certificates of Deposit
Alta Certificates of Deposit
Earn interest on Certificates of Deposit with terms of 3, 6, 9, 12, 18, 24 and 36 months. Please let one of our bankers show you our current rates.
Checking Accounts
Additional disclosures will be provided at account opening.
Alta Checking Account
Our Alta Checking Account is created for individuals who want to enjoy the convenience of a checking account with unlimited check-writing and deposit features, and no charge for Online Banking access.
- $200.00 Minimum Opening Balance
- $10.00 Monthly Service Fee
- Unlimited check writing and deposits
- No charge for tele-banking
- No charge for Six (6) ATM transactions per month
- No charge for Online Banking
- Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $1,000 Minimum Daily Balance
Alta Advantage Checking Account
Our Alta Advantage Checking Account allows individuals to earn interest on funds in their checking account and have unlimited check writing and depositing capabilities.
- $500.00 Minimum Opening Balance
- $20.00 Monthly Service Fee
- Unlimited check writing and deposits
- No charge for tele-banking
- No charge for Six (6) ATM transactions per month
- Monthly service charge waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $2,500 Minimum Daily Balance
Alta Platinum Checking Account
Our Alta Platinum Account provides personal relationship banking with a comprehensive set of services while paying competitive interest and providing easy access to your funds via the Internet sevens days a week, 24 hours a day.
- $10,000.00 Minimum Opening Balance
- $25.00 Monthly Service Fee
- No charge for tele-banking
- No charge for Online Banking
- No charge for Bill Pay
- No charge for Standard Platinum checks
- Unlimited ATM and POS transactions
- ATM withdrawals up to $1,500.00 per day
- POS limit of $5,000.00 per day
- No charge for Cashiers Checks
- Overdraft Protection*
- Monthly service fee waived for accounts with a $50,000.00 Minimum Daily Balance
- Interest paid on tiered balances
* Subject to approval. Excess activity fee may apply.
Savings Accounts
Alta Prudent Savings Account
Our Prudent Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make six (6) withdrawals per month without a charge, and your account earns a competitive interest rate on all collected balances. Open your Prudent Savings Account with us, maintain the required minimum daily balance, and you'll pay no service charge.
- $200.00 Minimum Opening Balance
- $10.00 Monthly Service Fee
- Up to six (6) withdrawals per month - $2.00 for each transaction in excess of six (6)
- Service fee waived for accounts with a $1,000.00 Minimum Daily Balance
Additional disclosures will be provided at account opening.
Money Market Accounts
Alta Money Market Account
Our Alta Money Market account provides you with the best of both worlds: convenient access to your money and check-writing capability while you earn competitive interest rates on your balance.
- $2,500.00 Minimum Opening Balance
- $10.00 Monthly Service Fee
- No charge for the first 20 bills, $0.50 charge per payment over 20
- No charge for Six (6) ATM transactions per month
- No charge for first your order of checks
- Monthly Service Fee waived for accounts with Direct Deposit of Payroll, Pension or Social Security or accounts with a $3,000.00 Minimum Daily Balance
- Up to six (6) withdrawals per month inclusive of checks
- A $25 fee will be assessed for each transaction in excess of six (6) per month
Interest paid on tiered balances
If your card is lost or stolen immediately contact our 24 hour Customer Service Card Center at
1-888-227-2590.